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Home›TDS Calculator

TDS Calculator

Calculate TDS (Tax Deducted at Source) for FD interest, rent, contractor payments, professional fees, and more. All sections covered for FY 2025-26.

FD interest, RD interest from banks

TDS Deducted

₹50,000

at 10%

Payment Amount₹5,00,000
Threshold₹40,000
TDS Rate10%

TDS Amount₹50,000
You Receive₹4,50,000

📋 TDS Rates at a Glance

SectionNatureRateNo PANThreshold
192Salary0%0%₹0
194AInterest (other than securities)10%20%₹40,000
194BLottery / Game Show Winnings30%30%₹10,000
194CContractor Payment1%20%₹30,000
194C_COContractor Payment (Company)2%20%₹30,000
194HCommission / Brokerage5%20%₹15,000
194I_RRent (Land/Building)10%20%₹2,40,000
194I_PRent (Plant/Machinery)2%20%₹2,40,000
194JProfessional / Technical Fees10%20%₹30,000
194J_TTechnical Services (FTS)2%20%₹30,000

💡 Related Tools

TaxIncome Tax CalculatorExemptHRA ExemptionCTCSalary BreakdownFDFD Interest TDS

Frequently Asked Questions

What is TDS?▼
TDS (Tax Deducted at Source) is tax deducted by the payer at the time of payment. For example, your bank deducts 10% TDS on FD interest above ₹40,000/year.
What happens if I don't have PAN?▼
Without PAN, TDS is deducted at 20% (instead of the normal rate). Always provide your PAN to avoid higher TDS.
Can I get TDS refund?▼
Yes! If your total income is below taxable limits or you've paid more TDS than your actual tax liability, you can claim a refund by filing ITR.
How to avoid TDS on FD interest?▼
Submit Form 15G (below 60) or Form 15H (senior citizens) to your bank if your total income is below taxable limits. This prevents TDS deduction.
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