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Home›SIP Calculator

SIP Calculator

Calculate returns on your Systematic Investment Plan (SIP) in mutual funds. See how small monthly investments grow over time with interactive charts.

Total Value

₹11.62 L

Invested Amount₹6,00,000
Estimated Returns₹5,61,695

Wealth Multiplier1.9x
🔵 Invested (52%)🟢 Returns (48%)

📈 Wealth Growth Over Time

🔵 Invested🟢 Total ValueThe green gap is pure compounding returns

💡 Smart Insights

You invest ₹5,000/month = ₹6,00,000 total. You get back ₹11.62 L — a 1.9x return.

Your money doubles every 6.0 years (Rule of 72).

If you increase SIP by just ₹1,000/month, your corpus grows by ₹2.32 L extra.

Starting 5 years earlier would give you ₹25.23 L instead.

💡 Related Tools

CompareCalculate Lumpsum in FDTax-FreeCheck PPF ReturnsSave TaxPlan Your Tax SavingsMathCalculate Percentage Gain

Frequently Asked Questions

What is SIP?▼
SIP (Systematic Investment Plan) allows you to invest a fixed amount in mutual funds at regular intervals (usually monthly). It helps build wealth through rupee cost averaging and the power of compounding.
What is a good SIP return rate?▼
Historically, equity mutual funds in India have delivered 12-15% annual returns over 10+ years. However, past performance doesn't guarantee future returns. Debt funds typically give 6-8%.
Is SIP better than FD?▼
SIP in equity funds has historically outperformed FDs over long periods (7+ years), but carries market risk. FDs offer guaranteed returns. For long-term goals, SIP is generally recommended.
Can I stop SIP anytime?▼
Yes, you can stop your SIP anytime without penalties. Your already-invested money remains in the fund and continues to grow.
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